To start off my parents didn't know much about our health insurance which did not help. We currently have GHI which is mostly for people who work for the city. Both my parent work for the city so it was GHI. Growing up my parents had to pay co-payments when going to the doctor or a specialist. For my doctor the co-pay is $15 but for a specialist such as my dermatologist it is $20. Prices at my dermatologist can range depending what treatments and if GHI will cover it. Recently, I had to make a trip to the emergency room due to a thermometer breaking in chemistry class and being exposed to mercury. Right away they sent me into an ambulance. Felix warned me and told me to take a cab because the bill for the ambulance would be high but I had no choice according to them. I along with my parents, was surprised when bill arrived. The bill was a few hundred dollars for a ride that was only 5 minutes because Beth Israel is right next to school. My parents were going to pay off the whole thing when they stopped and sent the bill back to see how much GHI will cover. We are now waiting on the insurance company to see how much they will pay. I feel as if the bill is going to come back the same amount with a letter saying they are not going to cover it. It amazes me how fast they will deny anything to save money. I am wondering if they will deny me.
**More to come when bill arrives.**
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